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Financial Assistance

Hospital bills can be confusing. We're here to help.

We know that hospital bills can be confusing, overwhelming and unexpected. We are here to help you navigate the financial obligations.

You may qualify for federal or state programs for financial assistance that cover some or all of your bill. We can help you apply for those programs. We also offer financial assistance directly through our hospitals if you meet certain federal poverty guidelines.

Visit Us

Monday and Wednesday, 8:30 am-4:30 pm
Luminis Health Anne Arundel Medical Center
North Pavilion, Ambulatory Care
2001 Medical Pkwy, Annapolis, MD 21401

Zero-Interest Patient Financing

Luminis Health provides the ClearBalance® program, which is a patient-friendly payment option. The program is a zero-interest revolving credit account with flexible payment terms. Use the ClearBalance program to manage your out-of-pocket expenses, including deductibles and insurance copayments, for care at our health system. Call us for more information: 443-481-1401.

ClearBalance® offers you peace-of-mind

  • Zero-interest credit account for your services at Luminis Health
  • No annual fees or prepayment penalties
  • No credit check
  • Combine all of your family's medical bills at Luminis Health into one monthly statement and one manageable monthly payment
  • Easy to manage and view your account online at

Revolving credit accounts are offered by Pathward®, N.A., member FDIC. ClearBalance is a registered service mark of CSI Financial Services, LLC, which provides certain account servicing functions for the bank.


Unless otherwise specified, the Luminis Health Financial Assistance Policy does not apply to physicians or certain other medical providers who care for you while you are in the hospital. This includes emergency room doctors, anesthesiologists, radiologists, hospitalists, pathologists, and other providers. These doctors will bill you separately from the hospital bill. This policy does not create an obligation for the hospital to pay for the services of these physicians or other medical providers. The public may obtain a copy of this list by printing from the link below or contacting the LHAAMC or LHDCMC Financial Counseling office.


Providers excluded from the Luminis Health Financial Assistance policy
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LHAAMC, LHDCMC or MMC Financial Assistance