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Physical Therapy
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Preparing for Your Visit With Luminis Health Physical Therapy

For us to best serve you, please bring to your visit:

  • All relevant forms filled out electronically based on the purpose of your visit via MyChart.
  • A government-issued photo ID.
  • A physician referral from your specialty and/or primary care physician, if required by your insurance.
  • Your health insurance card and copay.
  • A list of your current medications.
  • All related medical records or diagnostic reports, if not available in Luminis Health's EPIC electronic medical record.
  • Your referring physician and primary care physician's name, address and phone number.
  • A list of your questions and concerns.
  • A parent or legal guardian, if the patient is under the age of 18.

Physical Therapy Billing

At your first visit, our front desk makes a copy of your insurance card to keep in your file. Please have your insurance card with you at your visit. If you change insurance plans, we'll update your record at your next visit.

Certain insurance plans have provisions that require you to obtain referrals when specialty care is needed. You can obtain these referrals from your primary care doctor and, in some cases, a specialty physician. It's best to contact your insurance company to see if your specific plan requires a referral for care. If so, please obtain a referral from the correct source prior to your visit. If you cannot get the referral by your appointment time, we can reschedule you.

The deductible is the covered expense you and your dependents must pay before your insurance will make a payment. Speak with a representative from your insurance company if you don't understand your yearly deductible. While we still bill your claims to your insurance company, you're responsible for covering the payment until you meet your deductible. Keep in mind you effectively do not have a copay until you've satisfied your calendar/fiscal year deductible.

Depending on our locations, there are some insurance plans with which we don't participate.

Non-participating insurances — Annapolis

  • Amerigroup
  • BCBS – Healthy Blue PPO (Masked HMO)
  • CareFirst Blue Choice HMO
  • MedStar
  • UHC MDIPA
  • UHC Optimum Choice

Non-participating insurances — All other locations

  • Amerigroup/Americaid
  • Americhoice
  • Bravo Eldercare HMO (Health Spring)
  • Beech Street
  • Coventry (Delaware)
  • Diamond Plan
  • Evergreen Health
  • Freedom Health
  • GHI (Emblem)
  • Grand Valley Health
  • Healthkeeper
  • HealthLink/Unicare/NCPPO/Healthlink Tricare
  • Healthsprings
  • Humana Choice Care
  • IHC Health Solutions
  • JAI Insurance
  • Kaiser Permanente HMO
  • Liberty Healthcare
  • Maryland Physicians Care
  • Medicare Complete HMO
  • Maryland Medicaid (Severna Park, Easton, Jennifer Square)
  • Multiplan Network
  • MedStar Family Choice
  • Optima Health
  • Oxford Health
  • PHCS
  • SeniorCare
  • UHC Empire Plan (NY)
  • Veteran's Choice